Another new website is live! Check out Adria Women Another new website is live! Check out Adria Women’s Health today. Love the way this project turned out. Get in touch today and let’s discuss your design project needs.
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#webdesigner #websitedesign #femalewebdesigner #womenownedbusiness #websitedesigner #rissdesign
Launched a new website this afternoon for my new l Launched a new website this afternoon for my new lovely friend, Dawn! Launching at the perfect time, during National Child Abuse Prevention Month. Check out her new site at LovingWayFoundation.org and see how her new organization is helping to make a difference and fight against child abuse.
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#websitedesign #graphicdesign #etsyshop #webdesigner #nationalchildabusepreventionmonth #rissdesign
Happy 4th, y’all! 💥🇺🇸❤️💙 .. .. . Happy 4th, y’all! 💥🇺🇸❤️💙
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#flatlay #flatlays #redwhiteandblue #fourthofjuly #julyflatlay #styledstockphotos #stockphotos #styledstock #rissdesign
Summer is here! Hope everyone’s Summer is off to Summer is here! Hope everyone’s Summer is off to a lovely start. Almost vacation time for us and we can’t wait 💙🏝⛱
✨Like this stock photo? It’s available to buy in my shop! Link in bio ✨
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#flatlay #flatlays #flatlayout #flatlaynation #flatlaytoday #styledstock #styledstockphotography #feminine #summer #summerstock #summerstockphotos #blue #beach #beachitems #rissdesign
Land of the free because of the brave 🇺🇸 Land of the free because of the brave 🇺🇸
Hope your weekend is full of good vibes only 😜✌🏻
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#flatlay #flatlays #styledstock #goodvibes #goodvibesonly #styledstockphotography #feminine #desktop #desktopphotography #feminineoffice #office #officedecor #rissdesign
“I must have flowers, always, and always.” ― “I must have flowers, always, and always.”
― Claude Monet
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#flatlay #flatlays #flatlayout #flatlaynation #flatlaytoday #styledstock #styledstockphotography #feminine #flowers #imusthaveflowersalwaysandalways #pink #rissdesign

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Riss Home Design | Home Decor, Design and DIY Blog

Home decor, DIY projects and free printables

November 4, 2014

Buying Your First House: How to Decipher Between a Nugget and a Money Pit

Almost everyone has a goal of eventually buying their very own house. Being able to actually do it is an exciting time. What’s difficult is to contain that excitement long enough to make a wise decisions about your home purchase. To help keep emotions in check, we have put together a list of home buying tips to guide you.

Save

Being financially ready to buy a house is the biggest obstacle to your goal. The important thing is to save enough to cover everything. You should try to pay a down payment of approximately 5%-20% of the home’s total value. Next, you need to have enough to pay for closing costs out of pocket. Finally, you have to budget for monthly housing costs. Don’t forget to incorporate tax and insurance into your budget. If one or all of these things give you pause, keep saving before you buy a house.

Pre-approval

After you have the money, you need to talk to your bank about getting pre-approved for a loan. Shopping for a good loan if you are a first time buyer can be as challenging as shopping for the home itself. Get this step out of the way before you begin looking so you know exactly the price range you are looking for.

Real Estate Agent

Next, you need to find a real estate agent. Some people think they can do it alone, but that is risky, especially for your first home. Real estate agents know all the deals and properties in the area and can find one that fits your specifications and budget. They also know what to look for in a home and warning signs that a home may be a money pit. Find a real estate agent you like and get along with to help you find your perfect home.

Check Around

Once you start looking at houses, the first place you want to look is the basement. Basements hold a lot of the home’s dirty little secrets from water damage to foundation problems. If you notice any cracks in the floors or walls, this could mean serious structural damage. Check the HVAC and water heating systems. Are they really old or rusty? If they look as though they may need to be replaced soon, you need to factor this cost into your budget. Open and close all the windows to make sure they work and check for possible water damage throughout the house. Visit the home after a rainy or snowy day to see if you can find any leaks or weaknesses that will cause you problems later.

Inspection

Even after you have checked everything and make sure it looks good, hire an expert to perform an inspection. A good inspector will help you understand how much you may need to invest in maintenance of the home. He or she is your greatest line of defense against an accidental money pit purchase.??Buying a home is an exciting time, but is also a lot of work. Don’t cut corners and enjoy your nugget once the perfect home is purchased.

Filed Under: Guest Post

Primary Sidebar

My name is Rissa and I am so happy you’ve stopped by my blog! I am a full time graphic designer and part time DIY fanatic. Come join my fiance and I while we live in our first home together, filling it with projects and completing some small renovations along the way. In 2019 we became parents to our beautiful baby girl, Sophie. Lots of mommy stuff is sure to take over the blog, so I would love for you to follow along on our newest journey as well. Click here to read more about us.

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Another new website is live! Check out Adria Women Another new website is live! Check out Adria Women’s Health today. Love the way this project turned out. Get in touch today and let’s discuss your design project needs.
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#webdesigner #websitedesign #femalewebdesigner #womenownedbusiness #websitedesigner #rissdesign
Launched a new website this afternoon for my new l Launched a new website this afternoon for my new lovely friend, Dawn! Launching at the perfect time, during National Child Abuse Prevention Month. Check out her new site at LovingWayFoundation.org and see how her new organization is helping to make a difference and fight against child abuse.
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#websitedesign #graphicdesign #etsyshop #webdesigner #nationalchildabusepreventionmonth #rissdesign
Happy 4th, y’all! 💥🇺🇸❤️💙 .. .. . Happy 4th, y’all! 💥🇺🇸❤️💙
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#flatlay #flatlays #redwhiteandblue #fourthofjuly #julyflatlay #styledstockphotos #stockphotos #styledstock #rissdesign
Summer is here! Hope everyone’s Summer is off to Summer is here! Hope everyone’s Summer is off to a lovely start. Almost vacation time for us and we can’t wait 💙🏝⛱
✨Like this stock photo? It’s available to buy in my shop! Link in bio ✨
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#flatlay #flatlays #flatlayout #flatlaynation #flatlaytoday #styledstock #styledstockphotography #feminine #summer #summerstock #summerstockphotos #blue #beach #beachitems #rissdesign
Land of the free because of the brave 🇺🇸 Land of the free because of the brave 🇺🇸
Hope your weekend is full of good vibes only 😜✌🏻
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#flatlay #flatlays #styledstock #goodvibes #goodvibesonly #styledstockphotography #feminine #desktop #desktopphotography #feminineoffice #office #officedecor #rissdesign
“I must have flowers, always, and always.” ― “I must have flowers, always, and always.”
― Claude Monet
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#flatlay #flatlays #flatlayout #flatlaynation #flatlaytoday #styledstock #styledstockphotography #feminine #flowers #imusthaveflowersalwaysandalways #pink #rissdesign

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